Building Dreams, One Home Loan at a Time
Ridgeway Team
The Ridgeway Team at Cornerstone First Mortgage brings over 30 years of industry expertise to the table. Our team's deep knowledge and commitment to excellence ensure that you receive the best mortgage solutions tailored to your unique financial goals, making homeownership dreams a reality.
Meet the Ridgeway Team
Scott Ridgeway, Branch Manager | Loan Officer
“Wow! It’s now been a little over three decades since I started my journey into the business of helping families into homes.
As a Producing Branch Manager for over thirty years I’ve solved many loan approval challenges, streamlined systems, and worked to ensure my clients receive excellent expertise and guidance throughout the mortgage process. I’ve also been an executive business coach for a good portion of those years, listening carefully to others, asking specific questions of what is most important about your next steps in business or in getting a home loan, or even helping with options for improving life balance. Making informed decisions regarding your home financing, just like life, takes much care and planning. My experience in home construction and helping hundreds of clients through purchase and refinance options all add to the value I bring to your specific needs. I pride myself and my team with going above and beyond expectations, helping you with whatever can be done to provide the best rates and fees we can offer you.
After raising three children of my own here in Tri-Cities, coaching them through their sports and life’s curves, it’s my goal to make a positive difference with you and your goals. Thank you for allowing the Ridgeway Team at Cornerstone First Mortgage to serve your mortgage needs.”
Melissa Engle, Licensed Production Partner
Meet Melissa, your dedicated loan officer assistant at The Ridgeway Team, specializing in providing tailored assistance for all your mortgage needs. Whether you're a first-time home buyer, seeking to refinance your current residence, or exploring the possibilities of a reverse mortgage, Melissa is here to prioritize your unique requirements and ensure your comfort throughout the entire process.
Once you've located your dream home, Melissa becomes your primary point of contact. She'll meticulously gather all the necessary documents, maintaining seamless communication with both the processor and underwriter. Additionally, Melissa will keep you informed about the progress, including updates on the appraisal, and she's readily available to address any inquiries you may have about your files, interest rates, or locking procedures. Count on her expertise to guide you effortlessly through the closing process.
Our mortgage system is designed to be swift and straight forward, with a commitment to providing honest, transparent guidance from start to finish. With over 20 years of experience in the industry, Melissa and our team are fully prepared to support you in achieving your homeownership goals.
Who we are
At the Ridgeway Team, we strongly believe that the way we do things is just as important as what we do.
You deserve a superior home loan experience, and it's readily available through The Ridgeway Team! Our team comprises exceptional local experts with a wealth of experience, unwavering accessibility, and a dedicated focus on securing the optimal options tailored to your unique needs.
Scott and Melissa are driven to deliver the service, efficiency, and contentment you rightly expect when navigating the mortgage journey. Whether you're embarking on your first home purchase, seeking a vacation property, considering an investment venture, or planning to refinance your existing mortgage, we are your trusted partners every step of the way. Plus, with our commitment to fast turn times, you can rest assured your loan will close on time.