MORTGAGE APPLICATION CHECKLIST

• W-2 forms (previous 2 years)
• Paycheck stubs (last 30 days – most current)
• Employer name and address (2-year history including any gaps)
• Bank accounts statement (recent 2 months – all pages plus all non-payroll deposits must be documented so make a copy of the check before depositing)
• Statements for 401(k)s, stocks, and other investments (most recent)
• Signed federal tax returns (previous 2 years)
• Residency history (2-year history with name, phone number, address, and account number of landlord or mortgage company)
• Photo identification for applicant and co-applicant (valid Driver’s License or Passport)
• Check or credit card information for credit report and appraisal fee
• New home Sales Agreement, specifications, plans, and/or legal description

Divorced Borrowers

• Divorce Decree

Self-Employed Borrowers

• Copies of most recent 2 years corporate tax returns (with all schedules)
• YTD profit and loss statement and balance sheet
• Copy of business license or CPA contact information
• 1099s or K1 forms

• Copy of Note, Deed of Trust or Mortgage
• HUD-1 Settlement Statement/Closing Disclosure
• Homeowner’s insurance information

• Contract for home being sold

• Veteran DD214 or Veteran Reservists DD256
• Certificate of Eligibility

• Petition and Discharge
• Supporting schedules A through K

• If relocation move is financed by employer, such as a buyout agreement plus documentation outlining company paid closing costs benefits

*Additional items may be requested during the loan underwriting phase if more information is required to guarantee your loan.